Long-Term Care Insurance

Long-term care services are designed to provide support when you are no longer able to care for yourself. These services are provided in a variety of settings, such as in a nursing home, assisted living facility, in your own home, or in a community based setting.

Long-term insurance plans typically reimburse policyholders a daily amount depending on the specific plan options and benefits. The cost of long term care plans are based on a variety of factors, including your age when you buy the policy, the maximum amount that a policy will pay per day, and the maximum number of days or years that a policy will pay.

A number of public programs, including Medicare and Medicaid, may help pay for some long-term care services. To find out what Medicare and Medicaid covers and for more information about long-term care insurance, visit www.longtermcare.gov.

The Connecticut Partnership for Long-Term Care

The Connecticut Partnership for Long-Term Care brings together the State of Connecticut with private long-term care insurance companies to offer policies that offer Medicaid Asset Protection. The CT Partnership plans will help a policyholder meet their long-term care needs without having to deplete all of their assets to pay for care. One of the most common misconceptions is that Medicaid and Medicare will pay for long-term care.