Employers

Almost 160 million Americans are covered by their employer, making it the leading source of health insurance in the U.S.¹

As of 2015, most, 52%, are enrolled in Preferred Provider Organizations (PPO), while Health Maintenance Organizations (HMO) cover 14%, Point-of-Service Plans (POS) cover 10%,
Health Savings Accounts (also called High-Deductible Health Plans) cover 24%, and indemnity plans make up 1%.

As an employer, it is important to know whether you are considered a small business or large business – there are certain advantages and considerations that apply to both. Beginning in 2016, small businesses are categorized as those with fewer than 50 employees. Large businesses have over 50 employees.

I am a small business employer with 50 or fewer employees.

I am a large business employer with over 50 employees.